how to value school district on house
Personal FinanceIf you are buying a home, you might be asking yourself how much more you should pay for a house in a good school district.
Category: Personal Finance
Topics on personal finance
debt free
GoalsDetermining and setting good personal financial goals is critical to achieving financial success. How do you identify and achieve personal financial goals?
invest
InvestingAre you investing or speculating? Answering can sometimes be difficult but understanding the difference between speculating and investing is important.
finance
Foundational ConceptsNet worth represents your current wealth and is an important measure of your financial health. It is the sum of your assets minus liabilities.
529
CollegeSo you have a 529 plan for you kid’s education, or at least you are considering starting one. Now the question often is what an appropriate college 529 savings goal actually is. This can be a difficult question to answer because there are so many variables that are unique to&hellip
finance
Foundational ConceptsTime value of money, often abbreviated as TVM, is a core concept that every investor should understand. It means that money today is worth more than that same money at some point in the future. This is due to the opportunity cost of not having the money to use on&hellip
real estate
EconomicsFor decades in the US people have been shunning rural areas and moving into cities. Even the suburbs have seen people move out into the cities they are adjacent to. This is understandable since the economy has been shifting ever so steadily toward being technology driven. The business of technology&hellip
annuity
InsuranceAn annuity is a type of asset. It is a contract between you and an insurance company which pays you a series of payments over time. You purchase an annuity in exchange for a guaranteed income stream in the future. You can buy in an annuity contract in a single&hellip
asset
Foundational ConceptsAll assets are not created equal. Some go up in value and some don’t. A depreciating asset is one that goes down in value over time. Examples of depreciating assets are cars, boats, motorcycles, computers, RVs and furniture. These assets will almost always be worth less than what you paid&hellip
bills
Foundational ConceptsA liability is money you owe to someone else. It is your debt. This mostly consists of mortgage debt, credit card debt, student loans, personal loans, medical bills, auto loans.